The Social Security Administration (SSA) should be contacted as soon as possible after someone dies. There are certain death benefits you may be able to receive and the SSA office can assist you in determining whether you or any family members may be eligible.
One Time $255 Payment
A one time payment of $255 can be paid to a surviving spouse provided they were residing with the decedent at the time of death, or if they were receiving benefits on the decedent's SSA record for the month of death if they were not living together. If there is not an eligible surviving spouse, the payment can be made to a child, provided they are eligible for benefits for the month of death.
Monthly Benefits
Monthly payments based on the decedent’s SSA record may be made to a surviving spouse if they are at least 60 years of age at the time of the death (or 50 years if the surviving spouse is disabled.) The amount of payment varies based on age and will be a percentage of what the deceased was entitled to receive, typically ranging between 71.5 and 100% of the total benefit.
In the event the surviving spouse provides care for a child of the decedent who is under 16 years of age or disabled, the minimum age requirement is waived and the payment is 75% of the eligible benefit amount.
Additional Survivor Benefits
The following groups may also be able to receive survivor benefits:
Minor and Disabled Children
A child may be eligible for benefits if they are under 18 (or up to 19 and 2 months if they are still in high school full time), or have a disability dating from before they turned 22. Grandchildren and stepchildren may also be eligible. Regardless of age, the child must not be married and the payment amount will be 75% of the decedent's monthly payment amount.
Parents
Parents age 62 or older who received at least half of their monthly support from the deceased may be eligible to collect a monthly payment. The payment amount is 82.5% of the decedent's payment for a single parent, and 75% of the payment amount for two parents.
Ex-Spouses
Depending on the circumstances, a former spouse may still be eligible for a monthly payment under their ex-spouse’s SSA record.
You can find more information about potential benefits and apply for services through the SSA website here.